DebiTRANS
Liquidating the debts!
Liquidity, Transparency & Inclusion for Microfinance, Personal Loans & Mortgages
Digital platform for trading loan portfolios (Islamic & conventional) — powered by FINASAL’s secure, Shariah-compliant, SBP-aligned blockchain.
The Challenges in the Lending Market
Capital Locked
No active secondary market — lenders' capital locked.
Low Penetration
Microfinance penetration only 10.6% (9.3M active vs 40.9M potential borrowers).
Underdeveloped Markets
Personal loans & mortgages severely underdeveloped (mortgages = 0.25% of GDP).
Connecting Lenders, Buyers & Servicers
A unified marketplace that brings together lenders, buyers, and servicers to trade loan portfolios efficiently and securely.
Lenders
List and sell loan portfolios
Buyers
Access diversified portfolios
Services
Manage loan collections
Driving Growth & Inclusion
Our platform delivers measurable benefits for all stakeholders.
Unlock Liquidity
Enable lenders to free up capital and issue more loans to underserved markets.
Investment Access
Provide investors access to diversified, high-yield loan portfolios.
SBP Goals
Support SBP's financial inclusion and housing development objectives.
What We Offer
Target Products