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FiNASAL

FiNASAL

FiNASAL

Accelerating Banking Technology with Dynamics 365 & Embedded Agentic AI.

We engineer, integrate, and manage the mission-critical software systems financial institutions rely on every day. From secure core banking APIs to governed AI workflows, we deliver complex enterprise projects 50% faster through our proprietary FiNLean™ model.

What we offer

Core banking platforms engineered to execute, comply, and scale.

We build, integrate, and maintain the enterprise software, autonomous workflows, and cloud infrastructure that allow regulated financial institutions to operate with absolute precision.

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D365 CRM & ERP (Agent-Enabled)

Modernize your customer and financial operations with compliant Dynamics 365 CE and F&O implementations. We replace legacy data silos and embed role-specific AI agents directly inside daily CRM and ERP workspaces—automating client onboarding, relationship summaries, credit file preparation, and cross-system data validation with immutable audit trails.

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24/7 Managed IT Operations & System Resilience

Keep your critical banking platforms secure, updated, and operating smoothly 24/7 under strict SLAs. Our hybrid onsite-offshore teams monitor application health, manage cloud infrastructure, and continuously tune your Dynamics 365, BPM, and embedded AI models so your institution avoids downtime and compliance drift.

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Intelligent & Agentic Process Automation

Move beyond static, rule-based processes to goal-driven execution inside your banking stack. We integrate agentic AI directly into KYC/AML transaction monitoring, loan origination, commercial credit underwriting, collections, and microfinance operations (FiNJANTA)—cutting manual processing time while maintaining strict human-in-the-loop sign-off controls.

End-to-End Solutions for Financial Service Industry

Transform with AI-Native Dynamics 365

Upgrade your banking operations on Microsoft Dynamics 365. We help financial institutions build digital banking products from the ground up, modernize legacy workflows, and deploy embedded Copilot and custom AI agents directly inside their operational stack.

24/7 Managed Services & AI Governance

Protect your core banking infrastructure around the clock. We prevent operational downtime, manage system patches, and monitor embedded AI pipelines to ensure your platforms remain fast, accurate, and fully compliant with SAMA, CBUAE, and central bank requirements.

Strategic IT & System Architecture Consultancy

Turn your technology roadmap into measurable business outcomes. From core platform modernization to data readiness and regulatory compliance architecture, we design practical enterprise ecosystems where CRM, ERP, BPM, and AI agents operate as one unified engine.

Offshore Development Center "FiNASALists" CoE

Scale your technical execution capacity with domain-trained specialists. Our Centres of Excellence in Pakistan and Egypt integrate directly with your onsite leadership—delivering Microsoft-certified developers, BPM engineers, and AI integration specialists at a predictable, transparent cost.

Professional team of IT consultants collaborating on digital banking and fintech solutions in an office setting
FiNASAL technology specialists working together on software development and banking IT support

Power Your Fintech Future with FiNASAL

From startups digitizing operations to banks seeking regulatory-compliant solutions, FiNASAL is your trusted partner for transformative technology. Our FiNASALists deliver innovative, secure, and scalable CRM, ERP, and IT solutions tailored to your financial services needs. Let’s shape your success, together.

Our services

We provide full-spectrum support

From strategy and development to deployment and ongoing optimization — ensuring your digital transformation is seamless and scalable.

Managed IT Services

Keep your systems secure, reliable, and always available with our comprehensive managed IT services. From 24/7 infrastructure monitoring and enterprise-grade cybersecurity and disaster recovery, we ensure your banking operations remain resilient and compliant. Our proactive approach minimizes downtime, strengthens data protection, and frees your internal teams to focus on driving innovation while we manage the technology that powers your business.

Staff Augmentation

Accelerate your digital transformation with on-demand access to certified Dynamics 365 consultants, developers, and banking IT specialists. Our flexible engagement models—onsite, offshore, or hybrid—allow you to scale your team quickly while controlling costs. With our deep domain expertise and technical proficiency, we empower your organization to deliver projects faster, enhance system capabilities, and achieve better outcomes without the challenges of long-term hiring.

Dynamics 365 CRM

Transform the way you manage customer relationships and financial operations with Dynamics 365 CRM solutions built specifically for banks, fintechs, and microfinance institutions. We enable seamless onboarding, centralized client data, automated loan workflows, and real-time analytics—all while ensuring full alignment with central bank compliance and regulatory standards. With omnichannel engagement and AI-powered insights, we help you deliver faster, smarter, and more personalized customer experiences.

Solving business challenges with unified, expert digital solutions.

We design, build, and support integrated digital solutions that simplify operations, accelerate growth, and deliver measurable results—so you can focus on what matters most. At FiNASAL, we don’t just provide services—we craft connected systems that drive clarity, performance, and long-term value.

Software developer writing code on multiple computer monitors in a modern office
IT consultants and software specialists collaborating on digital transformation strategies

Our Partners & Solution Ecosystem

Our Approach - The FiNLean™ Delivery Model

We break complex banking transformations into controlled, auditable phases. We start with an operational and regulatory blueprint, configure your Dynamics 365, BPM, and embedded AI workflows around actual banking use cases, and guide you through rigorous UAT, production rollout, and 24/7 post-go-live support. Every solution is engineered by Microsoft-certified specialists with deep financial domain experience—ensuring zero external model training on client data, complete data sovereignty, and full compliance with regional central bank regulations.

Our Flexible Engagement Models ​

Select the engagement model that aligns with your institution’s strategic roadmap, governance needs, and internal resource capacity.

Ad Hoc Advisory & Compliance Consulting

Rapid specialist intervention for Dynamics 365 architecture, regulatory alignment, and workflow optimization.

Custom Banking & CRM Development

Bespoke Dynamics 365, customer portal, and financial applications engineered with built-in AI capabilities.

Intelligent Process Optimization

Embed BPM and agentic AI directly into KYC, credit decisioning, and customer servicing to reduce handling times.

Fixed-Scope Projects

End-to-end platform implementations delivered strictly on schedule and within budget under our FiNLean™ framework.

Digital & AI Transformation Consulting

Pragmatic roadmaps that align legacy core banking, CRM/ERP, and governed AI adoption with local regulatory guidelines.

Platform & AI Workflow Optimization

Continuous tuning of your Dynamics 365, ERP, and embedded AI workflows to drive higher user adoption and operational throughput.

Core Banking & API Integrations

Secure, encrypted middleware connecting Dynamics 365 to legacy core banking engines (Temenos, Finacle, FLEXCUBE, Equation), payment rails, and credit registries.

Architecture & Security Assessments

Comprehensive audits of your CRM, ERP, data pipelines, and security controls to ensure full readiness for SAMA, ZATCA, ISO, and PCI inspections.

FAQ's

Frequently asked questions

We specialize in engineering, integrating, and managing enterprise banking platforms on Microsoft Dynamics 365 (CRM/Customer Engagement and Finance & Operations ERP), Power Platform, and SharePoint, alongside our proprietary platforms like FiNJANTA (microfinance), LOS (loan origination), POS Financing, Qloud ERP, DebtTRANS and EmpLEAP. Rather than treating AI as a separate or unproven add-on, we embed governed agentic AI and BPM workflows directly into these core platforms—helping banks, MFIs, and fintechs streamline onboarding, credit underwriting, KYC/AML screening, and regulatory reporting.

  • Agentic AI refers to autonomous, goal-driven AI agents capable of evaluating complex financial records, querying core banking databases, and executing multi-step tasks—such as drafting commercial credit memos or calculating DSCR ratios—rather than just summarizing documents. To ensure absolute compliance with SAMA, CBUAE, and central bank frameworks, our agents operate in private cloud environments (e.g., local Azure UAE and Saudi Central regions) with zero customer data used for external model training, mandatory Human-in-the-Loop (HITL) approval gates for high-value transactions, and immutable audit logs for regulatory inspections.

We build secure, encrypted API middleware and enterprise service bus (ESB) integration layers that connect Microsoft Dynamics 365 and digital channels directly to legacy core banking systems, including Temenos, Finacle, FLEXCUBE, and Equation. This ensures real-time, bi-directional data flow for transaction processing, balance checks, and automated ledger reconciliations without compromising core database security.

Our Managed IT Services cover the full lifecycle of your Microsoft Dynamics 365, BPM, and core integration stack under a predictable SLA. This includes 24/7 infrastructure monitoring in private Azure clouds, database maintenance, system upgrades, security patch management, core API maintenance, and continuous optimization of embedded AI models—giving your institution 99.9% uptime and operational resilience.

 “FiNASALists” are our specialized, domain-certified banking technologists, Microsoft Dynamics 365 architects, BPM engineers, and integration specialists. Through our offshore Centres of Excellence (CoEs) in Pakistan and Egypt paired with onshore leadership in the GCC, FiNASALists embed directly into your internal IT delivery squads—providing rapid resource scaling, deep financial domain expertise, and product-thinking delivery at a transparent cost.

Traditional delivery models either lack agility or compromise on strict banking governance. FiNLean™ is our proprietary framework that combines agile sprint delivery with rigorous banking quality assurance. By utilizing pre-built banking blueprints, automated QA checkpoints, and built-in regulatory compliance templates, we deliver complex enterprise rollouts 50% faster while ensuring full alignment with central bank requirements from day one.

We start with a pre-development phase we clarify and set project requirements and define tasks, priorities and risks. Then we create a task backlog in Jira, prioritize all the tasks and provide estimates. We pick tasks from the top of the backlog for the upcoming sprint (which usually takes 2 weeks). We send you a commitment letter and wait for your approval or suggestions. At the end of the sprint, we show you the result as demo and receive your feedback. If we receive any improvement/change requests, we add those as tasks to the backlog to prioritize and estimate them once again. The billing relies on the timelog which we will send to you right after the demo. You may change and add tasks and their priority in the backlog. But we don’t encourage sprint scope changes during the sprint. We normally build product iteration by iteration, and provide you with a working piece of functionality at the end of each sprint. All the project-related documentation is stored in a Wiki.

You can enter into offshore/remote engagement for Managed services / Managed support by simply filling the form on our website. We will get revert you with the best suited developers’ resume as per your requirements.

Our professionals are skilled and experienced in delivering Managed Services offshore. They are well-qualified to run projects for our various clients with their hands on experience in the Dynamics 365 and the related industry.

With our core expertise in Microsoft Managed, we provide services tailored to your specific business requirements. We ensure the highest level of performance and service. Our expert Managed Services Integration team will provide you with the best solution helping you increase the value of your business.

It can vary depending on your project nature and business requirements to our fulfillment process from initiation to entering into the agreement can take 1-2 weeks.

We try to make all our processes transparent and easy to control. When you hire “FiNASALists”, you receive:

A dedicated in-house full-service team, driven by the Agile process

  • Iterations with 5-15 day sprints
  • Product and sprint backlogs, regular daily meetings, sprint demo, retrospective, sprint reporting
  • Continuous integration
  • Code reviews
  • Iterative planning and development with continuous review of the project plan and customer expectations
  • A risk-mitigation process to avoid unexpected issues
  • A resource planning process, which helps us achieve constant capacity

Access to our resources (for full control over processes)

  • Jira/VSTS to check the progress of each task, leave comments and check the time consumption
  • Wiki, to set or add “project requirements”
  • MS team / Google meet, to discuss any project related details with members of the team
  • Github provides direct access to the code
  • The development environment (if applicable)
  • Skype/whatsapp – we’re always happy to hear from you

We offer multiple management models, Managed services, managed support, Customization & Development for new project (Time and Materials) contract; however, in some cases, we can offer a Fixed Price contract. Mainly, we charge per person monthly or hourly rates. We can accept wire transfer payments to our bank account.

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